Cheap Travel Insurance for Singaporeans: A Step-By-Step Guide


In this step-by-step guide, we will walk you through the process of finding cheap travel insurance. Easily completable in 30 minutes or less!

Free Cozy tent with bed and terrace on beach
Travel insurance is extremely important, don’t forget it! PHOTO: Pexels

Are you excitedly planning your next adventure but feeling unsure about which travel insurance to choose? As a savvy Singaporean traveler, it’s important to secure the right coverage for your trip without breaking the bank. That’s where the “My Income” app comes in – a convenient and user-friendly platform that can help you navigate the complexities of travel insurance in Singapore!

In this step-by-step guide, we will walk you through the process of finding cheap travel insurance specifically tailored to the needs of Singaporeans using the “My Income” app.

This travel insurance will cover a variety of different key benefits including Personal Accident & Medical Expenses, Travel Inconvenience benefits (Loss of passport, belongings, etc.) and Covid-19 coverage.

Step 1: Download The My Income App

My Income App Icon
My Income App Icon

First off, you can download the mobile phone app via the iOS or Google Play Store. Be sure to only download it through these official platforms as anything else could be a phishing app.

Step 2: Login with Singpass

Singpass Login Page on Income App
Singpass Login Page

Now, tap on the “Log in with Singpass” button located near the top. Then login using the QR code provided accordingly to access your account details.

If you have not downloaded the Singpass app on your phone, please seek out more information on the app here.

Step 3: Click on Buy

Income Travel Insurance Bottom Menu
Income App Bottom Menu

Step 4: Click on Travel

Income Travel Insurance Buy UI

Step 5: Select Your Travel Location

Income Travel Insurance Location
Income App Travel Location Selection

Now, select your travel location. If you’re planning to visit one of our neighbouring locations like Bintan, Batam & Malaysia, you can opt for the hourly coverage (on the left) – This is usually cheaper than the Per Trip option and it can be as cheap as $3 a day per person, depending on your plan type. You can view the benefits of the plan here.

If you’re going to other locations, you should opt for the Per Trip option (on the right). You can view the benefits of the plan here.

Step 6: Key in Your Details

Income Travel Insurance Plan Details
Income App Plan Details

After choosing your travel destination, you will arrive at this page where you can enter the necessary information for your trip. If you’ve opted for Flexi-travel Hourly Coverage, simply provide the date and duration of your trip and proceed with payment.

Note: You can conveniently add insurance coverage for your family members on this page as well.

If you’ve selected the Per Trip and/or Annual Coverage option, you’ll need to input specific details about your coverage. Specify whether it’s for yourself or your family, and then choose the plan that suits your needs best. You can view the details of the plan when selecting them here.

Once you’ve entered all the required information, click on “Quote Now” to receive a price quote for your insurance. You can then make your payment directly within the app.

Voila! You’ve successfully purchased your travel insurance with ease, without relying on any third-party assistance. Remember to save a screenshot or PDF of your policy for future reference!

Step 7: Your Travel Insurance Claims

Claim Form Button
Income Website Claims

If you need to make a claim for any insurance coverage included in your policy, you can easily initiate the process by accessing the claim form available on their dedicated claims page.

Why is Travel Insurance Important?

Embarking on a new adventure, whether it’s a simple trip to Johor Bahru, an immersive cultural exploration, or a thrilling escapade into the unknown, is an exhilarating experience. As we plan our itineraries, pack our bags, and dream of the goodies that we’ll buy, it’s easy to overlook an important aspect that ensures our peace of mind: travel insurance. In an unpredictable world, where unforeseen circumstances can occur at anytime, having comprehensive travel insurance becomes a handy companion, protecting our well-being and shielding us from potential financial burdens.

Protection Against Medical Emergencies

Health is paramount, and unexpected medical situations can swiftly turn a dream vacation into a nightmare. Travel insurance provides invaluable coverage for medical emergencies, ensuring you have access to quality healthcare while abroad. Whether it’s a sudden illness, an unforeseen injury, or the need for emergency medical evacuation, travel insurance acts as a financial safety net.

Cancellations and Trip Interruptions

Life is unpredictable, and circumstances beyond our control may force us to alter our travel plans. A family emergency, a natural disaster, or even a random volcano erupting in Sweden can disrupt our journeys. Travel insurance offers protection against trip cancellations, delays, or interruptions, reimbursing you for non-refundable expenses such as flights, accommodations, and pre-booked activities.

Lost or Delayed Baggage

Imagine arriving at your dream destination, only to discover that your luggage has been misplaced or delayed. Travel insurance can come to the rescue, providing coverage for lost, stolen, or damaged baggage. This allows you to replace essential items, purchase clothing and toiletries, and continue your trip without unnecessary inconvenience or additional expenses. Knowing that you have reliable support in such situations grants peace of mind and allows you to focus on enjoying your travels.

Assistance with Lost Travel Documents

Losing essential travel documents like passports or visas can quickly turn a dream vacation into a nightmare. Travel insurance can provide guidance and assistance in the event of lost or stolen travel documents. From helping you navigate the local authorities to arranging for document replacements or emergency funds, insurance support can significantly alleviate the stress and inconvenience.

Final Thoughts

While it’s impossible to predict the future, investing in travel insurance ensures that you’re prepared for any unforeseen circumstances.

After all, why not? It’s perfectly affordable!

For more tips on personal growth and professional development, please visit Huhu’s blog!

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